The 4-Point Fix is In!

Quick, professional, guaranteed 4-point inspection repairs in St Petersburg, Florida.

As experienced real estate investors, realtors, and general contractors, we’ve dealt with the panic of a failed 4-point inspection hundreds of times. We know a failed insurance inspection can derail or severely delay a real estate transaction. When a home is under contract, the clock is ticking. You don’t have weeks to wait for a repair crew, and you can’t run the risk of hiring some random unlicensed handyman—you need solutions immediately to keep your closing on track!

What is a 4-Point Inspection?

In Florida, insurance companies frequently require a 4-point inspection before they will write a homeowner’s insurance policy, particularly on older homes. This inspection is not as exhaustive as a full buyer’s home inspection; rather, it focuses strictly on assessing the condition, age, and overall health of four major household systems:

• Roof
• Plumbing
• HVAC (Heating, Ventilation, and Air Conditioning)
• Electrical

If the inspector finds a deficiency in any of these four areas, the insurance company will likely refuse coverage until the issues are repaired—meaning the lender won’t fund the loan, and the sale cannot close.

Common 4-Point Inspection Deficiencies Requiring Repairs

When an inspector flags a home, the required fixes are often straightforward but need to be handled quickly and professionally with detailed documentation. We specialize in resolving the most common 4-point inspection deficiencies, including:

Electrical Issues

• Minor electrical panel issues, such as double-tapped breakers
• Exposed wiring or uncapped wires in attics and crawlspaces
• Missing GFCI (Ground Fault Circuit Interrupter) protection in required “wet” areas like kitchens, bathrooms, and exteriors
• Missing grounds or reverse polarity on receptacles and outlets
• Minor corrosion or improper breaker/wire sizes on the electrical panel
• Aliminum or cloth wiring on branch circuits
• Ungrounded receptacles

Roof Repairs

• Minor roof repairs, including sealing nail pops or exposed fasteners
• Replacing damaged, lifted, or missing shingles
• Repairing or sealing damaged ridge vents, roof plumbing vents, or pipe boots to prevent moisture intrusion

Plumbing Deficiencies

• Replacing corroded or seized water shut-off valves
• Fixing small leaks and clearing clogs or slow drains
• Replacing improper flexible drain lines (often flagged under sinks)
• Replacing damaged, leaking, or aging supply lines
• Resetting loose toilets
• Old water heaters, missing drain pans, or improper TPR valves

HVAC Problems

• Clearing clogged condensate drain lines
• Installing missing float switches or drip pans (a common insurance requirement to prevent overflow damage)
• Cleaning dirty evaporator or condenser coils
• Leveling condenser units
• Replacing faulty thermostats or other components

Why Choose Us? The Real Estate Broker + Contractor Advantage

What sets us apart is our dual expertise. Because we are experienced real estate agents/brokers*, property managers, and licensed as a Certified Residential Contractor, we speak the language of real estate transactions. We understand exactly what home inspectors, insurance underwriters, and mortgage lenders are looking for to clear up your 4-point inspection report, bind your insurance coverage, and get you to the best three words in real estate: Clear to Close!

Detailed Receipts and Photos for Your Home Inspector

We bring an unparalleled attention to detail to every repair job. We don’t just fix the problem; we provide the exact documentation needed to clear the inspection, including:

• High-quality before-and-after photographs
• Clear, highly detailed, itemized receipts
• Reports specifically formatted for your home inspector or insurance agent

Quick Response Times for 4-Point Repairs

Because we live and work in the St Petersburg area, we can get your 4-point repairs completed quickly, with rush options available for urgent repairs. Our ultimate goal is to take care of 4-point problems quickly, with clear and direct documentation for your home inspector.

Whether you are the realtor, the buyer, or the seller, we are here to help you get a “clean” 4-point inspection ASAP so you can keep your transaction on track for an on-time closing!

The Clean 4-Point Guarantee

Once we’ve reviewed your failed 4-point inspection report, we can usually offer a guarantee: If we don’t get you a clean 4-point inspection, you don’t pay.

Don’t let a failed 4-point inspection derail your sale. Contact us today for quick 4-point inspection repairs in St. Petersburg, FL!

Major Issues Beyond the 4-Point

Sometimes your home inspection reveals problems way beyond the scope of a 4-point inspection, such as needing a complete new roof, HVAC system, electrical panel change-out, re-wire, or re-pipe. As a Florida Certified Residential Contractor, we can help with the big stuff as well, and have a great local team of professionals and subcontractors to tackle any construction or renovation issue!